Canada’s best Aeroplan credit cards

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Earn up to $1,300 in value† including up to 40,000 Aeroplan points† and no Annual Fee for the first year†. Conditions Apply. Account must be approved by January 6, 2025.

On a typical day, you can earn 1.5 Aeroplan points† on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®)† made with your card, and 1 Aeroplan point^† per $1 spent on all other eligible purchases.

Points can be redeemed for flight seats with no blackouts or restrictions, as well as car rentals and hotel rooms, merchandise, experiences, or gift certificates. Cardholders can earn more Aeroplan points when the card is used at partner brands: Earn points twice with Aeroplan partner brands and on the Aeroplan eStore.†.

Additional perks: First checked bag free for cardholder and companions (up to eight, when travel originates on an Air Canada flight)†, travel medical insurance†, trip cancellation/interruption insurance†, flight/trip delay insurance†, emergency travel assistance† and more.

Minimum income $60,000personal or $100,000 household.

Accelerated earn rates: 5 points per $1 spent at eligible stand-alone grocery stores, on food delivery services, and at restaurants, coffee shops and bars (up to ); 3 points per $1 spent on eligible streaming services; and 2 points per $1 spent at eligible stand-alone gas stations, on travel (flights, rail transit, hotels, etc.), and on local commuter transit (subway, taxis, ridesharing services, etc.)

Membership Rewards points earned by the Amex Cobalt card can be transferred to Aeroplan 1:1. And given that the Cobalt earns a massive 5x points on eligible dining and groceries in Canada(spend cap applies), it is indirectly one of the fastest-earning Aeroplan cards on the market. New cardholders can also nab a bundle of bonus points in their first year—Earn up to 15,000 Membership Rewards® points* by earning 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 on your Card in your first year as a new Cardmember. This could add up to 15,000 points in a year.*.

The only significant drawback for the American Express Cobalt^® Card is that, as an Amex, it isn’t accepted by as many merchants as Visa or Mastercard are. Before applying for the Cobalt it’s smart to review which merchants take Amex. If the grocery stores, gas stations, and eateries that you frequent aren’t on the list, you might consider applying for a Visa Aeroplan card instead.

New American Express^® Aeroplan^®* Cardmembers can earn an impressive haul of Aeroplan points: Earn up to 40,000 Welcome Bonus Aeroplan®* points. Conditions apply.

While it's not the "largest Aeroplan welcome bonus" it has the best welcome bonus relative to its annual fee.

With the American Express^® Aeroplan^® standard earn rates, you’ll earn 2x Aeroplan points on eligible Air Canada®* and Air Canada Vacations®* purchases, 1.5x Aeroplan points on eligible dining and food delivery purchases in Canada and 1x Aeroplan point on all other purchases..

Additional perks: Free checked bag (for up to nine people traveling together); status upgrades; flight/baggage delay, hotel burglary, and travel accident insurance

Charge card: As a charge card there is no pre-set spending limit, however, cardholders must pay off their balance in full each month or risk a hefty interest charge

With the best Aeroplan credit card welcome bonus of up to 140k pts (transferable to Aeroplan 1:1) and no minimum income requirement, you can start flying almost immediately.

While the $799 annual fee may be steep, it's softened by the .

Add to that unlimited airport lounge access, you've got some great rewards for a non-Aeroplan Aeroplan credit card.

The Platinum Card® does come with some great perks that may make up for it if you’re a frequent traveller. Some of these incentives include exclusive discounts and other complimentary perks including: premium status at the Toronto Pearson Airport granting security bypass and valet services; plus the earn rates granting the ability to earn 2X points on dining and food delivery purchases in Canada and 2X points on travel from eligible flights, hotels, tours and morel.

Plus, with The Platinum Card®, you can take full advantage of The American Express Global Lounge CollectionTM which unlocks access to over 1,400 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience. With 10 different types of travel insurance coverage and annual credits at some of Canada’s best restaurants, this might be the best Aeroplan bonus card on the market.

Finally, cardholders will earn 1X point on everything else. You can also earn bonus points whenever Amex approves a friend that you referred to the card and spend these points at a wide array of partner programs like Marriott International, Hilton Hotels and Resorts^®, Hertz^®, and Avis^®.

Earn up to 85,000 Welcome Bonus Aeroplan®* points

Cardholders will earn the highest Air Canada earn rate on an Aeroplan payment card in Canada: Earn 3X the points on eligible purchases made directly with Air Canada^®* and Air Canada Vacations^®*,

Standard Earn Rate: Earn 2x the points on eligible dining and food delivery purchases in Canada and 1.25x the points on everything else. Plus, you can double dip when you shop with Aeroplan partners and the card also includes a bunch of travel perks and benefits including Air Canada^®* Travel benefits and comprehensive travel insurance.

Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling, including your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights.

Enjoy access to select Air Canada Maple Leaf Lounges* and Air Canada Café in North American for you and a guest, with same day ticket on a departing Air Canada or Star Alliance flight. .

The American Express® Green Card is one of the few no annual fee credit cards that can earn a high number of Aeroplan points for everyday spending—though technically it’s not an Aeroplan credit card per se. It earns 1x the points on Card purchases; those points can then be converted to Aeroplan 1:1.

Amex of course isn’t as widely accepted by retailers as, say, Visa. But since the American Express^® Green Card has no annual fee, it’s relatively risk free to apply for it and test it out for a while to find out how often the card is accepted where you shop rather than turned down.

If you're with Aeroplan, you want the most bang for your buck and the 60,000 welcome points is pretty sweet to get you kickstarted.

This CIBC Aeroplan Visa comes stacked with free first checked bag, so you 're not moving items from one suitcase to the other in the middle of the airport.

After security (Get a NEXUS Application Fee rebate: a $67 value†), you can enjoy Maple Leaf Lounges access (a $550 value) and because you're a worldwide traveller, don't restrict your lounge privileges to only Canada, this card also gives you 6 complimentary passes to over 1,200+ lounges globally.

Whether an Aeroplan credit card is worth it depends on your spending habits and travel goals. If you frequently fly with Air Canada or its partners and can take advantage of the rewards, benefits like free checked bags, and airport lounge access, it can offer good value and enhance your travel experience.

The fastest way to earn 100k Aeroplan points is through credit card sign-up bonuses and strategic spending. Opt for a credit card with a high welcome bonus, meet the minimum spending requirement, and use the card for daily purchases, especially in categories that earn bonus points, to accumulate points quickly.

The value of 50,000 Aeroplan points varies depending on how they're redeemed but is roughly estimated between $750 to $1,000 when used for flights or upgrades within Air Canada's network. Maximizing value often involves booking long-haul flights or business class upgrades.

The value of 100,000 Aeroplan points can range between $1,500 to $2,000, depending on redemption choices. Utilizing points for long-haul or business class flights often yields the highest value, whereas other redemption options like merchandise or gift cards might offer less value per point.

Aeroplan 25K status does not automatically provide lounge access. It offers benefits such as priority check-in and boarding, but lounge access requires a higher status level or holding a qualifying Aeroplan credit card that includes lounge access as a benefit.